FLOOD INSURANCE NOT REQUIRED! THIS HOME IS ELIGIBLE FOR 2% UNDER-MARKET RATE LOAN! Seller offering 1k closing cost credit. This 2006 build offers a comfortable living space; the open floor plan creates ideal spaces for entertaining and relaxing. The family room, utilities, and half bath on the first floor provide an inviting space for gatherings or to work from home. The kitchen, dining area, living room, and half bath are on the second floor. The kitchen has a new stainless steel, french door refrigerator, beautiful granite counters, and a large kitchen island. Step onto the deck from the dining area to enjoy the smell of salt air! The living room is full of light and will be a cozy spot to sit in front of the gas fireplace. With three generous bedrooms on the upper level, this property is perfect for accommodating a growing family or hosting guests. The en suite primary bedroom features a spacious walk-in closet and laundry on the bedroom floor. The primary bath has a double vanity. All the bedroom closets are well-lit. Upstairs are two additional bedrooms and a full bath. Outside, you can access the family room and upstairs deck from the backyard; there is also extra storage. While this home may benefit from some updating, it is a fantastic opportunity to create the perfect modern home. With its unique layout, 3 zones of central air, and only a 10-minute walk to Oakland Beach, this property offers a fantastic opportunity to create the perfect Rhode Island home.