Celebrate the holidays in your new home with new lower interest rates! Stone front Ranch home offers a large entry, eat-in kitchen with new white shaker kitchen cabinetry, quarts countertops, stainless steel appliances. Large master bedroom with double door closet its own mini split for heat/ac. 2 additional nice sized bedrooms with ample closet space, 1 full bathroom, living room with built-in surround sound system & central air. The finished lower level has 2 rooms, one has a hot tub, which stays with the home, laundry room, and plenty of storage. You could make the lower level into additional living space/family room/home office, also has a full walkout to a concrete patio, and the manicured back yard, which has a small brook in the far back that you can hear while sitting on the patio, 2 additional storage sheds. Many updates over the last 3 years: 5 separate mini splits providing heat/central air, a 2nd heating on-demand propane system, generator hook-up, new concrete driveway parking for 5 cars, new windows, new hardwood flooring, new storm doors, new front concrete patio, updated electrical, 3 filter water system, and new propane tank. The one car garage has its own mini split with heat/ac plus an extra office space for business or personal use. This home is move-in ready. You need to see the home to appreciate, pictures do not do the home justice! Qualifies: FHA 3.5% down payment, VA 0% Down, and USDA loan program loans.